Manulife MPF
Manulife Provident Funds Trust Company
Best for
20s–30s aggressive growth seeker
Mgmt fee 0.79%
5-yr return 7.85%
Funds 30
ESG Consolidation 5★ App
HK's largest MPF provider — broad fund choice, strong app.
MPF · Retirement
Pick the right MPF
Top 5 trustees, ranked by your age + risk.
5
Major trustees
129+
Funds available
5.85%
Avg 5-yr return
Top 5 ranked
AIA MPF
AIA Company (Trustee) Limited
Best for
30s–40s balanced growth
Mgmt fee 0.82%
5-yr return 6.45%
Funds 28
ESG Consolidation
Big-brand MPF with strong lifecycle (DIS) options.
HSBC MPF SuperTrust Plus
HSBC Provident Fund Trustee (Hong Kong) Limited
Best for
Existing HSBC payroll clients
Mgmt fee 0.99%
5-yr return 5.92%
Funds 25
ESG Consolidation
Convenience-first MPF for the HSBC ecosystem.
Sun Life Rainbow MPF
Sun Life Trustee Company Limited
Best for
40s+ stable + conservative
Mgmt fee 0.71%
5-yr return 5.12%
Funds 24
ESG Consolidation
Lower-cost MPF with strong fixed-income funds.
BOC-Prudential MPF
BOCI-Prudential Trustee
Best for
Cross-border / mainland-link earners
Mgmt fee 0.85%
5-yr return 5.65%
Funds 22
Consolidation
Strong China-equity exposure inside MPF.
Frequently asked
Yes — you can transfer your accrued benefits once every calendar year through the Employee Choice Arrangement (ECA). Your employer's mandatory contributions must stay with their chosen trustee, but you choose where your own portion lives.